Powered by Flutterwaves monoEvery Naira, Accounted For.
Trackly connects every bank account you have and tracks your spending automatically, gives you weekly/monthly summaries and personalized insights on your financial habits.
3k+ members in waitlist
In line with the SDG 9 (industry, innovation & infrastructure), Trackly is building the financial intelligence infrastructure that makes professional graded accounting accessible to every Nigerian earner not just the ones who can afford it
You're earning, but keeping track of where your money goes shouldn't be a guessing game
Stop wasting time: Trackly replaces manual tracking with instant, zero-effort clarity
Never fall behind: It is easy to miss transactions when you are busy
Budget for irregular income: Traditional budgets fail when your monthly income fluctuate
Built for how you make money today from traditional 9-to-5s to the gig economy.
Between your job, your side business, and your family, you have enough on your plate. You don’t have the time to play detective with your money. Trackly handles the tracking automatically, so you can focus on what matters.
Trackly was built to give you your time back. It automatically captures every single transfer across your accounts, giving you an effortless, real-time budget that actually works for unpredictable, multi-stream incomes.
A message from the Founder
Trackly is built for everyday Nigerians. We listen closely to the people using our app every single day. If something isn’t working perfectly for you, tell us. We will fix it immediately. This app belongs to you.
We Built Everything Your Finances Actually Need.
Automatic bank sync, smart categorization, real-time insights, and budgets that adjust to how you actually spend. All in one place, all working while you live your life.
Real-Time Income & Expense Tracking
See every naira the moment it moves, sorted automatically.
AI-Powered Budgeting & Saving Tools
Budgets that adapt to how you actually spend, and tell you where to cut back.
Expense Categorization & Smart Feed
No more decoding bank statements. Just plain language, every time.
Financial Insights & Reports
Your spending and savings, summarized monthly in a way you'll actually read.
Your bank login never touches Trackly.
- Read-only access through Mono Trackly can't move your money.
- Bank-grade encryption on everything, always.
- We store access tokens, never your credentials.
How Trackly saves you hours every month. ⏳
1. Connect Your Account
Securely connect your bank account through Flutterwave in less than a minute
2. Track Your Transactions
Your entire transaction history, across all accounts.
3. Get Exact Spending Insights
Trackly shows you exactly how much you spent on monthly data or your regular street suya runs